Lowell Analysis - Fall 2020
Development of indebtedness and payment behaviour in Finland
Effects of the exceptional period on cash flow
The exceptional period that began at the end of 2019 has slowed corporate cash flow, and debts to be collected are getting older.
Development of Finnish debt
Despite temporary legislation updates, Finnish corporate and consumer debt levels continued to increase.
Payment behavior by age groups
Payment challenges of an aging population became apparent at an earlier stage. The change can be seen especially in age group of 50-54.